Yes, OneMain Financial will require a proof of income when you apply for a personal loan. If you do not have any income, you can apply for a OneMain Financial personal loan with a co-signer, and OneMain Financial will verify that person’s income instead.
OneMain Financial may verify income by requesting financial information like bank statements, pay stubs or tax returns. In other cases, they’ll just use credit report information. Either way, you will also have to meet other OneMain Financial requirements to be considered for loan approval.
OneMain Financial Personal Loan Requirements
- Be at least 18 years old
- Be a US citizen or permanent resident or visa holder
- Have a Social Security number or passport
- Must live in states other than Alaska, Arizona, Arkansas, Connecticut, Massachusetts or Rhode Island
You have a good chance of getting approved for a loan from OneMain Financial if you meet all of these requirements.
If you want a better idea of what other personal loans you may qualify for with your income, you can use WalletHub’s free pre-qualification tool.
This answer was last updated on 02/21/23 and it was first published on 11/25/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
